Be in Business for Yourself, Not by Yourself…

Are you looking for a unique opportunity to build a profitable business, while maintaining your independence?

It’s your business, your vision… and, we offer a unique opportunity to get you there faster while maintaining your independence!

We are Carolina National Insurance Group (CNG), an independent representative for Ohio National Life Insurance Company. With Ohio National’s dynamic Agency Builder Program (non-captive) and the full support of the CNG team, you will have the resources to maximize your compensation and successfully grow your independent agency.

Ohio National offers one of the best compensation packages in the industry. Far too often independent agents don’t have access to valuable benefits such as subsidized medical insurance, 401(k) match, profit sharing, bonuses, etc.

Then, we provide the tools to help you succeed, including a comprehensive portfolio of quality products that are innovative, flexible, and competitively-priced: Life Insurance, Disability Income, and Annuity/Retirement plans. These products are backed by Ohio National, which was founded in 1910 and boasts superior financials and excellent ratings (unchanged since 1991).

We keep it going with ongoing training and coaching sessions and continuing education opportunities.
We know, together we’re better!

Attractive Compensation Package

Excellent First-Year Compensation and Renewals

  • Strong first-year commissions
  • Production bonuses between 10-40%
  • Persistency bonuses
  • Renewal commissions
  • Renewal Enhancement Bonus
  • Service fees

Generous Benefits

  • FICA contribution
  • 401(k) plan with match
  • Subsidized medical plans1

Share in Mortality Profits

  • Unique mortality-sharing Profit Partnership Program2
  • No sacrifice of first-year or renewal commissions
  • 15-year Compound Annual Growth Rate (CAGR) of 15.66%3
  • Diversify your retirement portfolio
Industry-Leading Products, Support, and Service

Industry-Leading Products

  • Top-tier term with outstanding conversion options
  • #1 universal life
  • Four distinct whole life products
  • Annuities
  • Brand-new disability income insurance series
  • Retirement plan products

Training, Tools, and Support

  • FASTeam (marketing call center)
  • On-site field training
  • Advanced Sales Team
  • Leading producer website and robust illustration software
  • Seminars, webinars, local training meetings and more

Full-Service Broker/Dealer

  • Broad product selection
  • Competitive compensation
  • Low fees
  • Outstanding service

1 Eligibility depends on level of life premium production.
2 For eligible Career Agents who meet the IRS definition of a “highly-compensated employee.”
3 15-year CAGR since inception (1995). Over the same time period, the S&P 500® Index had an annualized 8.04% return.
4 Latest ranking for V-Pro UL based on minimum premium to endow, based on Blease Research UL Product Survey as published in Full Disclosure 4.1 UL Survey, Volume 2, 2011.

Questions? Contact: Mike Lindley mike@carolinanationalins.com
O:919-615-0795/800-500-3244; C: 919-633-5112